Self Certification


 
Self Certification
 
Understanding Self Certification
Are you a self-employed individual? Or depend on bonuses or commissions as your major source of income? Or is it simply difficult to verify your source of income? If any of these apply, then more often than not, you’ll not be in the good books of financial institutions when it comes to asking for loans or mortgages. But we have self-certification mode through which, the persons falling under the above category qualify for mortgages, remortgages, and loans.
 
 
Eligibility for Self-Certification Mortgages
 
  • Self-employed individuals
  • Where income is made up from various sources, like bonuses, commissions, or more than one jobs
  • Where your occupation has seasonal peaks and troughs making it difficult to prove a specific income on a monthly basis
  • For any reason, your accounts don’t reflect your true income
  • Any other reason that makes it difficult to verify your source(s) of income.
 
 
Self-Certification Mortgages
 
Most of the leading financial institutions and lenders will not entertain the self-certification mortgage seekers. As it is, the problems faced by self-employed individuals get magnified when they have to face borrowing hurdles in the form of ‘official’ rigmarole. Fortunately, not all lenders will refuse the self-certification applications, and you can easily secure funding by adducing a self-certified letter declaring your income or a letter from your accountant stating that your business is solvent. This simply means that without providing a proof of income (the lender won’t ask for the same as well!), you can avail mortgage, remortgage, and loan facility.
 
 
Why Choose Us?
 
  • No proof of income asked at any stage.
  • We only deal in secured loans.
  • No upper age limit.
  • Flexible and attractive repayment options
  • Additionally, we also serve discharged bankrupt individuals or who need to annul bankruptcy
  • Expert services without any hassles and without any wait!

Click Here to Apply

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