Suburban family home

Adverse Credit Loans

For many people who do not own a home or other substantial assets, there are other options including an adverse credit loan, basically unsecured by personal assets (chiefly a home). These loans may also be for the purpose of consolidating existing debt, or for home improvements, a holiday, a new car etc. Adverse credit loans […]

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Adverse Credit Mortgages

An adverse credit mortgage, also known as a sub-prime or non-conforming mortgage is a loan secured by your home or other property. This type of loan is often made in circumstances where there have been credit problems in the past, and/or you have no regular income that can be verified. The terms of such a […]

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Beware of UK Bank Frauds

Have you been shopping online endlessly to celebrate New Year and Christmas bash? You must be. People do this every year. But there is something that you need to be aware about. It is all about the evils of online bank fraud that has increased almost three times this year as reported by Bank Payments […]

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Dealing with debt: five top tips

The prison of debt is a powerful one that can not only take away all your energy and make you feel as if there’s no escape but it can also have an extremely physical effect on a person. Night’s spent worrying and not sleeping can stretch out into long days of exhaustion and the feeling […]

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Debt recovery explained

The business of debt recovery is very simple; it is the process if collecting an outstanding debt from either a company or individual by using a third part debt recovery specialist http://www.debt-claim-services.co.uk/. Companies such as this will effectively take over the debt and contact the debtor directly, and try to make a financial arrangement acceptable […]

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Different Kinds of Credit Explained

Credit is nothing new and the premise is very simple. You purchase an items and pay for them at a later date through regular monthly payments. You pay for this facility through interest being added on to the original price of your purchase. Apart from credit cards, hire purchase, mortgages and loans are all forms […]

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Individual Voluntary Arrangement (IVA)

An Individual Voluntary Arrangement (IVA) is an option for dept consolidation in some cases. This is the alternative to declaring bankruptcy, and must be set up by a licensed Insolvency Practitioner (IP). There are certain criteria that apply if you wish to take this route, and an IVA is not the solution for everyone. In […]

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Remortgages

For homeowners, the option of a remortgage can be a suitable course of debt consolidation or just lowering the monthly payment on your mortgage, or to free up more capital for other uses. There are several types of remortgages, and help is available from a number of reputable sources. You should definitely do some shopping […]

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